When motor vehicle accidents involve a rental car there are numerous parties who may be responsible for injuries and property damage. These can include the other party’s insurance, the rental car company, or the individual’s own insurance carrier. Because liability involving a rental vehicle isn’t always straightforward, many people choose to consult with a Nevada car accident attorney to learn about their legal options.
Coverage for Injuries and Property Damage
Injuries sustained in an automobile accident involving a rental automobile may be covered by the rental car driver’s private insurance, insurance provided by the rental agency, the other driver’s insurance, or through insurance offered by a travel agency or credit card provider.
In an accident where the driver of the rental car caused the accident and carries only liability coverage, the policy will only cover damages sustained to the other driver and their vehicle. It will not cover damage to the rental car or injuries sustained by its occupants.
Applying for Layered Coverage
Individuals may be able to utilize a combination of coverage types to recover compensation for medical bills, property damage, and other associated expenses related to the accident. An automobile accident attorney in Las Vegas can help individuals determine which forms of coverage can be used.
Informing the Appropriate Parties
Whenever an accident occurs in a rental car, it is crucial to notify the rental company and the individual’s own insurance company as soon as possible. In some instances, a credit card used to rent the vehicle may offer coverage and thus require notification. In all instances, it is important to adhere to the requirements of both the rental policy as well as the individual’s insurance policy otherwise they may deny the claim.
When mechanical faults on a rental vehicle are responsible for causing the accident, the rental company and any mechanics contracted to service the vehicle can be held liable for the injuries and property damage that result. An accident attorney in Las Vegas can investigate the accident to determine whether faulty brakes, defective tires, damaged steering components, or other defective components contributed to causing the motor vehicle accident.