Dealing With Bad Faith or Insurance Fraud?

You buy insurance to protect your health, belongings, and businesses. The interests of insurers and insureds diverge when a claim is filed, and it is in the best interest of insurance companies to limit the payments made people that own the policies and are paying the premiums. Insurance fraud and bad faith insurance occur when the goal of limiting compensation for losses violates the intent of the insurance contract. At Mainor Wirth our attorneys have significant experience representing the interests of insureds whose insurance carriers are acting in bad faith.

It is common to believe that insurance companies will act in good faith and be fair when you file a claim, and in many cases they do. Unless you have experienced legal representation when either an individual or business is filing a claim you could be taken advantage of. Some of the common issues involved in insurance bad faith and insurance fraud include:

Failure to reasonably investigate a claim
Deception or fraud
Misrepresentation of policy limits
Overbroad indemnification
Unreasonably denying coverage of a homeowner’s insurance policy
Unreasonably denying coverage of a life insurance policy, a health insurance policy, or a disability claim

The law requires insurance companies to act in good faith toward their insureds. This means not denying legitimate claims, offering fair insurance settlements, and promptly paying claims. The bad faith attorneys at Mainor Wirth have handled a wide variety of insurance bad faith claims, including homeowner policies, comprehensive auto policies, health insurance policies, commercial general liability policies, and errors and omissions.

We offer a free initial consultation to discuss insurance fraud and bad faith matters. We handle all our cases on a contingency basis, so there are no attorney fees unless we get compensation for our clients.